Empowering India - One Trusted loan at a time.
Credit made simple, transparent, and reliable
93 Lakh+
Happy Customers
53 M+
Users
About Us
OnEMI Technology Solutions Limited (formerly OnEMI Technology Solutions Private Limited) is a leading digital lending platform revolutionizing access to credit in India. With a mission to empower underserved and new-to-credit customers, OnEMI offers fast, secure, and seamless financing solutions tailored to diverse consumer needs. The company provides a wide range of loan products—from small-ticket personal loans to secured loans like Loan Against Property (LAP)—leveraging deep data analytics, alternative credit scoring, and robust technology infrastructure. Backed by a strong governance framework and powered by its NBFC subsidiary Si Creva Capital Services, OnEMI combines regulatory rigor with cutting-edge innovation to deliver responsible and inclusive credit. As a trusted partner to millions, OnEMI is building a future where financial inclusion is not just a goal, but a reality for every Indian household.
Kissht
Kissht is a trusted financial platform that simplifies access to credit through its innovative offerings. Specializing in easy-to-avail personal and business loans, Kissht ensures a seamless experience with minimal documentation and quick approval processes. With a strong focus on customer convenience, Kissht empowers individuals and businesses across India to achieve their financial goals, making dreams a reality with accessible and reliable financial solutions.
PaywithRING
RING is a cutting-edge digital app designed to provide instant loans in just minutes. With zero documentation, seamless digital KYC, and direct bank transfers, RING stands out as one of the fastest loan disbursal platforms. Our mission is to make credit easily accessible to India's youth, empowering them to achieve their dreams and unlock new opportunities.